Neobanks 101

Neobanks, a term derived from the fusion of “neo” meaning new and “bank”, represent a fresh wave in the vast ocean of banking. Unlike the traditional banks that have been around for centuries, with their impressive buildings and physical branches where customers have to queue for services, neobanks are primarily digital. This means they exist…

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DeFi Synthetic Assets 101

In recent years, the financial landscape has been undergoing a seismic shift, primarily driven by technological advancements and innovations. At the forefront of this revolution is the rise of “DeFi,” which stands for “Decentralized Finance.” The term might sound complex, but at its core, DeFi represents a movement towards a more open, transparent, and inclusive…

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DeFi Derivatives and Insurance 101

In today’s rapidly evolving digital age, technology continuously reshapes the landscape of numerous industries, especially finance. Among the many technological innovations in the financial world, DeFi (short for Decentralized Finance) has garnered significant attention, promising a new paradigm in financial transactions and services. But what exactly does this mean? Imagine a world where your financial…

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Tokenization in DeFi 101

In the age of digital transformation, finance hasn’t remained untouched. As technology evolves, so do the systems supporting our monetary transactions. Enter the world of DeFi, or Decentralized Finance, a groundbreaking field that’s reshaping how we think about money. But what makes it so revolutionary? Imagine a system where you have complete control over your…

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Crypto Aggregators 101

Cryptocurrency investments have gained significant popularity in recent years, attracting both individual and institutional investors. As the crypto market continues to expand, staying updated with accurate and real-time data becomes crucial for making informed investment decisions. This is where crypto aggregators come into play. In this article, we will explore the world of crypto aggregators,…

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Cryptocurrency: Commodity or Security – Understanding the Key Differences

Cryptocurrencies have been a hot topic in recent years, as they have the potential to revolutionize financial markets. But what exactly are cryptocurrencies? Essentially, they are digital assets that use cryptography to secure transactions and control the creation of new units. Bitcoin, the first and most well-known cryptocurrency, was introduced in 2009. Since then, thousands…

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Zimbabwe to Introduce Gold-Backed Digital Currency to Stabilize Economy

Zimbabwe has struggled with economic instability for years due to hyperinflation and currency devaluation. In 2009, the country abandoned its currency and started using the US dollar instead. However, this move proved to be unsustainable, and in 2019, the government reintroduced the Zimbabwean dollar. Since then, the local unit has continued to depreciate against the…

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How Banks Can Benefit from Fintech Solutions

In recent years, financial technology, or fintech, has revolutionized the way people interact with financial services. Fintech companies have disrupted the traditional banking industry, providing customers with a range of services, from mobile payments to robo-advisory services. However, despite the potential benefits of fintech solutions, many traditional banks still view these startups as competitors rather…

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