Revenue Based Financing – Beyond the Hype

Mar252026

Fintech Approaches to Subscription Revenue Financing

UncategorizedBy Terrence Gatsby March 25, 2026

The landscape of business financing has undergone a fundamental transformation as subscription-based business models have proliferated across nearly every industry. Companies generating predictable recurring revenue streams have long recognized that their monthly and annual subscription income represents a valuable asset, yet traditional lenders have historically struggled to recognize this value within their conventional underwriting frameworks.…

Dec152025

Digital-First Small Business Lending Platforms

UncategorizedBy Terrence Gatsby December 15, 2025

The landscape of small business financing has undergone a profound transformation over the past decade, driven by technological innovation and changing expectations among entrepreneurs seeking capital. Traditional lending institutions, with their weeks-long approval processes and extensive documentation requirements, are increasingly being challenged by digital-first platforms that promise to deliver funding decisions in minutes rather than…

Nov222024

The Impact of Fintech on SME Financing: Bridging the Funding Gap

UncategorizedBy Terrence Gatsby November 22, 2024

Financial technology has emerged as a transformative force in the global financial landscape, fundamentally altering how small and medium-sized enterprises (SMEs) access and manage their financial resources. The intersection of technology and finance has created unprecedented opportunities for businesses that have historically struggled to secure adequate funding through traditional banking channels. This technological revolution in…

Oct52023

Embedded Lending 101

UncategorizedBy Terrence Gatsby October 5, 2023

In the ever-evolving world of financial technology, or fintech as it’s more commonly known, new terms and practices continually emerge. One such term that has garnered attention in recent times is “embedded lending.” At its core, embedded lending refers to the seamless integration of loan and credit services directly within other platforms or applications. In…