Blockchain for Humanitarian Aid: Improving Transparency and Accountability

In today’s world, where technological advancements are reshaping various sectors, one of the most groundbreaking innovations is blockchain technology. While often associated with cryptocurrencies, blockchain’s potential extends far beyond this, particularly into humanitarian aid. This article delves into how blockchain technology, known for its security and transparency, is revolutionizing the field of humanitarian aid. Humanitarian…

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Embedded Lending 101

In the ever-evolving world of financial technology, or fintech as it’s more commonly known, new terms and practices continually emerge. One such term that has garnered attention in recent times is “embedded lending.” At its core, embedded lending refers to the seamless integration of loan and credit services directly within other platforms or applications. In…

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Embedded Credit 101

Welcome to the world of fintech, a vast universe where finance intertwines with technology to shape the future of money and business. If you’re stepping into this domain for the first time, you might find certain terms a tad intimidating. One such term is “Embedded Credit”. So, what is it? Why is it becoming a…

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Embedded Finance 101

Welcome to the fascinating world of embedded finance. If terms like fintech, digital wallets, or banking-as-a-service seem like a foreign language to you, don’t worry. You’re in the right place. This article is specially designed for individuals like you who might be new to the financial technology sector or have heard of embedded finance but…

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Cloudsourcing 101

In today’s digital age, technology continuously shapes and reshapes how industries operate. One such transformative force is “cloudsourcing,” especially within the realm of financial technology, commonly referred to as fintech. If you’ve ever wondered how your banking app smoothly processes transactions or how investment platforms quickly analyze vast amounts of data, cloudsourcing might be part…

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Datafication 101

In the age of the internet and the rapid advancements of technology, the world has been swept by a wave of digitalization. Almost every facet of our daily lives, from buying groceries online to connecting with friends on social media, is touched by the digital realm. But there’s more to this digital revolution than meets…

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Neobanks 101

Neobanks, a term derived from the fusion of “neo” meaning new and “bank”, represent a fresh wave in the vast ocean of banking. Unlike the traditional banks that have been around for centuries, with their impressive buildings and physical branches where customers have to queue for services, neobanks are primarily digital. This means they exist…

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Digital Financial Inclusion 101

In today’s fast-paced digital age, nearly everything is transitioning online — from shopping and entertainment to work and education. Amidst this digital transformation, there’s a fundamental concept that’s been gaining attention: digital financial inclusion. But what exactly does it mean, and why is it essential? Digital financial inclusion refers to the effort to ensure that…

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API Banking 101

In the age of the digital revolution, where many traditional processes are taking a shift towards online platforms, the banking sector is not left behind. Enter API Banking, a key player in modernizing how banking operations function today. For someone unfamiliar with fintech, diving into API Banking might sound like delving into a realm of…

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Challenger Banks 101

In today’s digital age, the financial sector has been undergoing rapid transformation. The rise of new technologies and shifting consumer behaviors have paved the way for innovations in banking, and at the forefront of this revolution are “Challenger Banks”. But what are these entities, and why are they garnering so much attention? For those unfamiliar…

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